In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. You must promptly bring your account to a positive balance.ġ1. For example, we typically do not pay overdrafts if your account is overdrawn or you have had excessive overdrafts. The payment of transactions into overdraft is discretionary and we reserve the right not to pay. Overdraft fees are not applicable to Clear Access Banking℠ accounts. We charge no more than three overdraft fees per business day. Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means). Non-Wells Fargo ATM owner/operator fees may apply.ġ0. In that event, the Bank’s standard terms and fees apply. Your benefits will end 60 days after your Everyday Checking account is no longer linked to an active Campus Card.
Your Everyday Checking account must be linked to an open, active Wells Fargo Campus Card to remain eligible and receive these benefits. These benefits will take effect within 45 days following the linkage of your Campus Card to an Everyday Checking account. See a Wells Fargo banker or the Consumer Account Fee and Information Schedule available at /depositdisclosures for more information about other fees that may apply and options to avoid the Everyday Checking account’s monthly service fee.Ĩ. You will avoid the Everyday Checking account’s monthly service fee within 45 days of linking your to that account. Your mobile carrier’s message and data rates may apply.ħ. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.Ħ. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement.
To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. mobile number, the mobile number must already be enrolled with Zelle®. In order to send payment requests to a U.S. The Request feature within Zelle® is only available through Wells Fargo using a smartphone. Neither Wells Fargo nor Zelle® offers a protection program for authorized payments made with Zelle®. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Transactions between enrolled users typically occur in minutes. checking or savings account required to use Zelle®. Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. See Wells Fargo’s Online Access Agreement for more information.ĥ. Mobile carrier’s message and data rates may apply. financial institutions for information about any potential transfer fees charged by those institutions. Customers should refer to their other U.S. financial institutions, and may take 3 – 5 days. Setup is required for transfers to other U.S. See Wells Fargo’s Online Access Agreement for other terms, conditions, and limitations.Ĥ.
Your mobile carrier’s message and data rates may apply. Some accounts are not eligible for mobile deposit. Deposit limits and other restrictions apply. Mobile deposit is only available through the Wells Fargo Mobile® app. See a Wells Fargo banker or the Consumer Account Fee and Information Schedule available at /depositdisclosures for more information about other fees that may apply and options to avoid the monthly service fee.ģ. Customers between 13 and 16 years old must open the Clear Access Banking account with an adult co-owner. Everyday Checking customers have other ways to avoid the monthly service fee. When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee. Monthly service fee for the Clear Access Banking account is $5 and can be avoided when the primary account owner is 13 through 24 years old. Monthly service fee for the Everyday Checking account is $10 and can be avoided when the primary account owner is 17 through 24 years old. The FIU One Card is an official school ID and a Wells Fargo Campus Card when linked to a Wells Fargo checking account.Ģ.
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